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Truck Accident Lawyer – How to Deal With Insurance Adjusters and Protect Your Rights
If you or someone you love has been involved in a semi-truck accident, it’s a good idea to speak with a truck accident attorney. The first thing you should do after the crash is to contact an attorney to discuss your case. If you’ve suffered a severe injury, it’s important to protect your rights to compensation. Insurance adjusters and the driver’s lack of experience are common challenges for truck crash victims. Here’s how to deal with them.
Less-than-perfect driving by truck drivers
Unfortunately, the trucking industry has a reputation for less-than-perfect driving. Drug use and sex trafficking have put the industry under a negative light, but the problem doesn’t stop there. Many truckers have adopted reckless driving habits that put them and other drivers on the road at risk. Disrespectful driving practices such as speeding, swerving, and cutting off cars have contributed to this industry’s reputation.
The National Institute for Occupational Safety and Health lists common health issues among truck drivers. A truck driver’s diet, physical activity, and mental well-being should all be considered when deciding which driving practices to follow. Truckers who have a lot of downtime or long hours can be more at risk. Similarly, truck drivers who are lonely can be more susceptible to accidents. Therefore, truck drivers should try to find ways to minimize loneliness and improve their mental well-being.
Insurance adjusters
If you are in a semi truck accident in Indianapolis, you need the help of an experienced attorney who will act in your best interest and protect your legal rights. In such cases, you will benefit from the expertise of Merry Fountain, an Indiana truck accident attorney. An insurance adjuster may try to get you to sign a taped statement, which could weaken your case. However, you can seek compensation for your hospital bills, pain and suffering, and lost wages.
When you hire an Indiana truck accident lawyer, you should make sure you have the legal advice to deal with the insurance adjuster. While you may be eager to speak with the adjuster, remember that you are not legally required to do so. Be calm and polite during the phone call. The last thing you want to do is give the claims adjuster an incentive to deny your claim. As a result, you may be pressed for money.
Loss of wages
How do I prove that I’ve lost wages after a truck accident? It’s crucial that you prove that you weren’t earning any wages because of your accident. You can prove this by providing proof of your absence from work, such as your last pay stub, or your doctor’s note. If you’re self-employed, you can also submit hospital receipts or tax returns to prove your time away from work.
Lost earnings capacity refers to the amount of money that a plaintiff’s future earnings will be affected by their injuries. This compensation is calculated based on the plaintiff’s past income level before the accident. This means that if a person has been injured in a truck accident, they will not be able to work for a long time. If this is the case, they will likely receive a settlement based on their diminished earning capacity.
Legal options after a semi-truck accident
Before considering your legal options after a semi-truck accident, take a few minutes to collect important details. Immediately gather the contact information of the trucking company and driver, including the license plate number. If possible, ask the other driver or passenger for their name, employer, and other details related to the accident. Additionally, take pictures of your injuries to share with your attorney. Pictures speak a thousand words.
You may have a claim if you were the driver of the semi-truck or another driver was responsible. Your attorney can help you gather evidence that the accident could have been avoided and secure a fair settlement from the insurance company. After a semi-truck accident, contact Ben Crump Law, PLLC to discuss your rights and how you can maximize your compensation. You will have the best chance of success if you work with a legal professional who specializes in such cases.
